CrowdEstate is an Estonian-based property crowdfunding site, which primarily connects real estate developers to investors. The real estate ventures promise an annual return of about 12 percent. CrowdEstate also offers loans for corporate finance and mortgage. Their long-term commercial loans yield more than 15 percent. CrowdEstate undertakes robust due diligence procedure for all investment ventures on their platform in order to be transparent. To get a better understanding of the upcoming CrowdEstate review, remember that CrowdEstate is not a forum for p2p investing, and they have no offers for these investments.
The Interest Rates
The interest rates are great, so the investor has a vast array of options for investing in real estate projects. CrowdEstate lists many large projects with a very attractive return rate for the investors on their webpage.
A) Lending Duration
Short-term (1 month to 1 year)
Long-term (More than 1 year)
B) Types of Loans
C) Minimum of Investment
The minimum investment starts at 100 euros
The platform allows Euro-settlements (EUR)
Reporting by CrowdEstate shows much valuable information to investors. You can view your account, portfolio, market and so on through various graphics types. For example, thanks to this, you can see how your portfolio or cash-flow forecast has diversified.
Sadly, a buyback guarantee does not come from this investment site.
The website of the CrowdEstate is well crafted and is composed of five major languages : English, Estonian, Russian, German and Italian.
In 2018 CrowdEstate introduced a secondary market to its clients, dubbed "Marketplace." Now the investor would be able to sell on the secondary market his investments if he so wishes. This is also a good chance to find a really tempting bid, and to make a greater profit than the usual one.
As with most crowdfunding sites, CrowdEstate has an Auto-Invest feature. This means borrowers don't need to waste their time evaluating the deals and manually choosing loans. Due to this method, the investor simply has to decide on the estimated rate of return percent per year, the sum he would like to invest and the period of an investment. If an investor wants some more precise parameters for his investment, he can do it under the "show more setting" clause.
Benefits and Drawbacks
- Global brand
- Good list of possibilities for investing
- Various functions, such as auto-invest, secondary market, reporting
- The webpage CrowdEstate has a decent ranking. Most of the users reported it works quickly and is user-friendly.
- In the U.S.A, CrowdEstate does not operate.
- Often, the best deals are hard to take. For this reason it is necessary to use the auto-invest option from time to time.
- No investor guarantees on buyback. No one can guarantee protection for the investment.
Facts and Figures for CrowdEstate
The platform has more than 25,000 investors
The amount of loans funded
Nearly 50,000,000 euros invested in real estate by the end of 2018
According to the CrowdEstate website information, the historical return is about 21 percent
How Crowdestate operates and who can invest?
CrowdEstate is available to all investors worldwide (with the exception of the USA, they do not operate there). You can put in and withdraw your funds through international bank transfer once you make a registration.
How do you begin making investments? (Account Opening)
As always, the first step is to open an investment account on the website. The process is extremely simple, and it takes only a few minutes to do it on CrowdEstate. You don't need to verify your documents to open an account on CrowdEstate, but to withdraw your money there is a mandatory ID or Passport verification step. Investors usually import their documents onto the website after they obtain their return.
When you have established your account you can deposit money through an international bank transfer on the website. Banks typically need time to move the funds - from 1 to 3 days (depends on the bank and country).
Making the Initial Investment
When you're depositing the money on the platform, it's time to look at the current project situation. Based on the investor's experience on the CrowdEstate webpage, many of them mentioned that in relation to a number of investors, there are not so many projects available. You need to be quick or use the 'Auto-Invest' feature for this reason. There is also an opportunity in the secondary market to find something attractive.
Should You Invest?
The platform has many positive reviews, but at the same time there are a few negative points listed earlier in this post. We always encourage our visitors to visit our website before making the investment, since they'll probably find some alternative platform that will fulfill their investment needs.
Crowdestate main features and highlights
- Commercial Real Estate
- Residential Real Estate