M2Crowd, is a collaborative funding platform for investing in Mexico City-based real estate. The company's founders have 25 years of real estate experience. M2Crowd, like any real estate crowdfunding site, helps you to invest in web-published projects.
Until crowdfunding, real estate transactions were financed by a small number of people with vast sums of capital and long periods of return on investment. M2Crowd, however, provides access to small and medium-sized investors interested in getting an investment portfolio. Its efforts concentrate on democratizing the market with a minimum capital of $25,000 MXN ($1,250 USD); although it has some investment opportunities of $5,000 MXN ($250 USD) to increase the target market.
Mexico's financial technology institutions (Fintech) law was approved. Now platforms must comply with legislation. M2Crowd is receiving its license so the platform is usable and within the legal structure that the partners plan to have this year.
Property projects are selected by a systematic process audited by Deloitte, in addition to Baker McKenzie's review of each project to ensure all investors that the investment is viable. And moreover, a property meeting the investment guarantee is provided. So, the investments are entered a trust directly, which will handle the capital and then deliver to the developer (builder).
When the investor establishes his M2crowd profile, you'll have ownership of all your investments at any given time. They are giving investors tranquility by an easy, secure, and clear way to manage investments.
Return rates obtained by M2Crowd through real estate assets are very competitive relative to conventional investments, while M2Crowd yields an average of 18 percent, and banks yield less than 6 percent on average.
M2Crowd has various investment models: conventional debt or equity - the latter has a higher return on the investment because it carries more risks. The debt model has average levels of 13% to 14%, being a fixed-term loan. Getting a clear guarantee is very appealing because the risks are essentially negligible. Investments in real estate projects with a return equity scheme will hit 24 percent, but there is a chance of the property not being sold, having defects or some aspect that could cause the money to be lost.
M2Crowd's interest ranks third globally, fifth nationally. They usually have a wide variety of investment goods funded in 5-8 weeks on average. They closed 33 projects with a total of $84,000,000 MXN ($4,270,000 USD) until this day.
A) Loan duration
Long-term (over a year)
B) Loan Forms
Min. investment is MXN$ 25,000 (US$ 1250)
Accepts Mexican pesos and US dollars
M2CROWD main features and highlights
- Real Estate Crowdfunding