Real Estate Investment in Europe: Top 5 Companies Guide

Online Real Estate Investment in EU

Real estate investment in Europe has been and always will be one of the hottest and most profitable markets. Our Real Estate Investment in Europe Guide will review the Top 5 Companies that can help you invest in your next property.

1. RoboCash

2. Bondora

3. Mintos

4. Twino

5. Immo Funding

1. RoboCash

RoboCash Homepage Real Estate Investment

Short Intro

RoboCash is an automated P2P investment platform that allows investors to invest in short-term loans provided by the affiliated lenders who solidify their offer with a guarantee of a total buyback. Read the full review here.

How it Works

Get started with investing in the RoboCash platform in a couple of easy steps. 

Firstly, you need to create an account. After that, create a portfolio you are satisfied with and start earning interest. You can choose to reinvest or withdraw the money earned. 

Location

📍Petračiceva 4, Zagreb, Croatia, 10110

Funding

RoboCash has a very transparent tool that allows you to calculate how much you could earn with your investment. You can invest any amount from €10 to €100,000, with a possible interest rate between 10% and 14%. Since they focus on funding short-term investments, the period can be from 7 to 365 days.

Inventors

RoboCash is a platform launched in 2017 by an international financial holding, Robocash Group, established in 2013. The Robocash Group has been profitable from the get-go, providing them with a strong background when launching their investment platform. 

Pros

  • RoboCash guarantees a total buyback when it comes to late loan repayments
  • Lenders bear all the risk, not the investors
  • You can earn 13.3% annually

Cons

  • Available only to the EU, UK, and Switzerland citizens
  • There is no communication between investors and borrowers

2. Bondora

Bondora homepage Real Estate Investment

Short Intro

Bondora is an online P2P platform that allows investors to enjoy automated investing with desirable terms, fair pricing, and an interface convenient for every process on the platform. Read our full review here.

How it Works

Once you create an account, you will be asked to choose the investment profile based on the risk you want to take. The platform will take care of the rest and automatically invest for you.

Location

📍A.H.Tammsaare tee 47, Tallinn 11316, Estonia

Funding

Unlike many other investment platforms, Bondora offers you the lowest starting investment of €1. You can choose the upper limit based on the profile you select when creating your account.

Inventors

Bondora was founded in 2007 by Pärtel Tomberg. Since then, the company has grown significantly, counting more than personal 160,000 investors and €100 million loans issued.

Pros

  • Very transparent
  • Easy-to-use investment products
  • Credibility due to a high volume of investments on an annual basis

Cons

  • No capital protection 
  • Reviews show that the average investment return is double less than the one promised on their website

3. Mintos

Mintos Homepage Real Estate Investment

Short Intro

Loans are brought to Mintos by their partner lending companies. Investors have access to those loans and can invest in a complete or just a fraction of the loan. There’s an option to invest automatically and set your efforts on auto-pilot while API does the work for you. Read the full review here.

How it Works

Mintos allows you to create an account and start investing in desired loans immediately. This platform offers a buyback guarantee and the Mintos Risk Score helps in making informed decisions.

Location

📍Skanstes iela 50, Riga, LV – 1013, Latvia

Funding

Mintos allows investors to choose the loans they want to invest indirectly. The minimum starting amount is €10 and can go up to €500,000. 

Inventors

The company was founded in 2015 by a group of angel investors, raising a total of €4.5 million in the first round. Later in 2020, more than €6.55 million was invested in Mintos by crowdfunding investors.

Pros

  • Buyback guarantee 
  • No investment fees
  • Mintos Risk Score 

Cons

  • For conversions, the rate is chargeable 
  • Unsatisfactory performance in 2020

4. Twino

Twino Investment Homepage

Short Intro

Twino is a P2P platform for investors seeking to invest in unsecured consumer loans, real estate investment in Europe, and business loans. Read the full review here.

How it Works

Once you register on the platform, you will be able to browse the real estate investment in Europe possibilities. One of this brand’s great features is the possibility of setting up an auto-invest strategy where the platform does the investing for you with the matching criteria you have previously selected.

Location

📍AS TWINO Investments, Dzirnavu iela 42, Riga, LV-1010, Latvia

Funding

The initial real estate investment in Europe starts at €10 while the maximum investment is unlimited. Interest rates range between 8% and 14%, with the loan period from 1 to 60 months.

Inventors

Twino began lending the funds in 2009, and in 2015 they launched the platform. Since 2020, a feature Twino Venture is available, making it possible for investors to invest in real estate projects. 

Pros

  • Buyback guarantee
  • Easy-to-navigate platform
  • API that can set investing on auto-pilot based on the given criteria

Cons

  • The number of loans you can invest in is limited
  • Unregulated

5. Immo Funding

Immo Funding homepage

Short Intro

Immo Funding is a platform offering investment in real estate projects in Germany and Eastern Europe. You can invest in two different types of projects, such as loans and part ownerships. Read the full review here.

How it Works

The real estate investment in Europe made on this platform work on the crowdfunding base. There are various kinds of crowdfunding which you can find on this link.

Get started in 5 easy steps: 

  1. Create an account
  2. Choose the project  
  3. Invest in the project
  4. Analyze the reports you receive 
  5. Earn annual fixed income 

Location

📍Solunska 6 str. Sofia 1113, Bulgaria

Funding

The minimum real estate investment in Europe amount for lending-based crowdfunding is €1,000 while for equity-based crowdfunding is €10,000. You can receive a fixed interest rate of 8% or more within the period of 24 months.

Inventors

The minimum investment amount for lending-based crowdfunding is €1,000, while for equity-based crowdfunding is €10,000. You can receive a fixed interest rate of 8% or more within a 24 months period.

Pros

  • Informative and stylish website 
  • Many project options 
  • Different real estate investment in Europe options are available 

Cons

  • Maximum real estate investment in Europe unavailable on the website