Real Estate Investment in the UK: Top 5 Companies Guide

Real Estate Investment UK

Real estate investment in the UK has been and always will be one of the hottest and most profitable markets. Our Real Estate Investment in the UK Guide will review the Top 5 Companies that can help you invest in your next property.

1. PropLend

2. Funding Circle

3. Zopa

4. Landbay

5. LendInvest

1. PropLend Real Estate Investment

Proplend Real Estate Company

Short Intro

PropLend is an online platform providing funding to commercial real estate capital seekers. There are no requirements nor the initial capital necessary.  

How it Works

PropLend is picky when it comes to the type of property they allow to appear on their website. Everything from offices to hotels, hospitals, and marinas is accepted; however, development loans or private personal residency investments are not their fields of interest.  

If you are interested in receiving your commercial real estate investment with the help of PropLend, give them a call at 0203 637 8418 or submit an inquiry on this link

Location

📍 Proplend Ltd, 15 Little Green, Richmond, TW9 1QH

Funding Real Estate Investment

You can receive amounts between £250,000 and  £5 million.

Inventors

The PropLend team founded this company to provide easier financing access to the underrepresented group on the real estate market, which is commercial real estate. This company has been recognized as one of the safest P2P lending platforms by P2P industry experts. 

Pros

  • Borrowing made it possible for commercial real estate capital seekers 
  • They encourage direct contact with them via phone call
  • Different types of borrowing are available: property purchase, refinance and raising capital

Cons

  • The website can be overwhelming with the amount of text on-screen and not that easy to navigate to the desired section 

2. Funding Circle

Funding Circle UK

Short Intro

Funding Circle is a platform that focuses on making financing to small business owners more accessible. If you want to find out in a matter of minutes if you can get the funds for your real estate investment in the UK, this is the right platform for you.  

How it Works

Get your hassle-free investment in 4 easy steps: 

  1. Are you eligible for the loan? (the check takes 30 seconds)
  2. Fill out a loan application (10 minutes)
  3. Receive the final decision (1 hour)
  4. Get the funds (3 days)

Location

📍 Funding Circle Ltd, 71 Queen Victoria Street, London, EC4V 4AY.

Funding Real Estate Investment

Funding Circle offers loans from £10,000 to £500,000. Annual interest rates are from 2.9% to 12.1%.

Inventors

Funding Circle’s inventors wanted to help small-business owners to have easier access to the funding they need to boost or build their businesses. They appreciate the importance of these businesses for the national economy. Getting a real estate investment in the UK might not be that complicated with the Funding Circle.

Pros

  • Simple application process
  • Funding Circle can decide within a matter of hours
  • Supportive of small businesses

Cons

  • Credit Score doesn’t play a significant role 
  • Long-term loans pay off more compared to short-term loans

3. Zopa Real Estate Investment

Zopa Real Estate Investment Company UK

Short Intro

Zopa is one of the pioneers in the P2P lending industry. With their innovative technology, the application you can install on any device, and have easy access to your finances, they have become a number one choice for many who need a loan with a transparent cost structure.

How it Works

With Zopa, you can check rates without it affecting your credit score. All you have to do is apply for the loan, and it won’t take you more than a few minutes. You will receive personalized loan rates in 3 minutes. If your loan is approved, you will receive it within 24 hours.

Location

Even though Zopa operates in the US, they don’t have a physical location. If you want to get in touch with them, you can do so via their award-winning customer service center.

Funding Real Estate Investment

You can get a loan for the minimum amount of £1,000 up to £25,000. The rate of your loan will be adjusted and tailored for you and your situation.

Inventors

Established in 2005, they have been providing loans for hundreds of thousands of people. In 2020 they opened Zopa bank, offering credit cards and fixed-term savings. 

Pros

  • Zopa doesn’t charge a loan fee
  • Fixed interest rates
  • Award-winning customer service

Cons

  • Minimum yearly earning before taxes history required to be eligible for a loan
  • No joint loans option

4. Landbay

Landbay UK

Short Intro

Landbay provides financing to investors who are entering the buy-to-let mortgage market. 

How it Works

Landbay is a practical platform, with all of the information visible from the get-go. If you are looking for your next real estate investment in the UK, all you need to do is fill out the form and expect an offer within a day if the valuation is satisfactory.

Click here to download the complete guide to the Landbay Portal Guide. 

Location

📍 7th Floor, 60 Buckingham Palace Road, London SW1W 0AH

Funding Real Estate Investment

Starting investment amounts are not disclosed on the website, however, you can access the information for repayment terms, interest rates, and fixed-rate return performance.

Click here for more information.

Inventors

Founded in 2014, Landbay has been one of the leading companies in the industry. In 2017, they received the Best Buy-to-Let Lender award by industry-leading publication Mortgage Introducer.

Pros

  • Create lending agreements with the borrowers without intermediaries
  • Start collecting interest immediately upon the investment even if your investment payment is still being processed 
  • You have the option to reinvest your capital or interest at any time

Cons

  • Sectors are not categorized;’ you have only all properties view at your disposal
  • Rates are going downwards 
  • There is no option to see to which loans your investments went to

5. LendInvest

LendInvest Real Estate Investment Company UK

Short Intro

LendInvest is a platform for financing real estate investments throughout the UK. 

How it Works

To get started you need to sign up and create an account. After that, it is necessary to add your payment details via bank transfer. Then you will be ready to start browsing and looking for the loan you want to invest in. 

Location

📍 Two Fitzroy Place, 8 Mortimer Street, London, W1T 3JJ

Funding Real Estate Investment

If you are looking for a way to put your capital to good use, then LendInvest is the right platform for you. They offer excellent loan terms, with an attractive return on investment. 

Inventors

Since 2008 LendInvest has been on the P2P market, receiving numerous awards for their performance and impact on the market.

Pros

  • You have 100% control over the loans you invest in
  • There are no lender fees, and you can invest for free

Cons

  • Investors don’t have the option to communicate with the borrowers directly because the LendInvest creates separate contracts with each side- investor and borrower 
  • Not a real P2P platform since the company set itself as the intermediary