Real Estate Investment in the US: Top 5 Companies Guide

Real Estate Investment US

Real estate has been and always will be one of the hottest and most profitable markets. Our Real Estate Investment for the US Guide will review the Top 5 Companies that can help you invest in your next property.

1. Prosper

2. Funding Circle

3. CrowdStreet

4. Fundrise

5. RoofStock

1. Prosper

Prosper Real Estate Investment Agency

Short Intro

Prosper is a platform, user-friendly and easy to use that enables borrowing and investing to anyone. So far, they have ensured over $19 billion in loans to more than a million people. The whole process takes less than 2 minutes, and the great thing about this company is that they go beyond your FICO score credit. 

How it Works

Enter the amount of money you would like to borrow, together with the reason why you need it. Once you enter this information, you will be taken further down the questionnaire and immediately receive all the information about your loan, interest rate, repayment terms, etc. 

The money will arrive at your bank account via direct deposit in 11 days, latest. 

Location

All Prosper services are available on their website. In case you want to know their address where you can send correspondence, it is: 

πŸ“ 221 Main Street, Suite 300 | San Francisco, CA 94105 and

πŸ“ 6860 North Dallas Parkway, Suite 200 | Plano, TX 75024

Funding

With Prosper, you can borrow any amount between $2,000 and $40,000. There’s a great program offered called HELOC. The abbreviation stands for Home Equity Line of Credit, and it uses your home as security, allowing you to get up to $500,000 at meager interest rates. 

Inventors

Founded in 2005, Prosper was the first peer-to-peer lending marketplace in the US. The company is backed up with significant and world-famous investors such as: 

  • Francisco Partners
  • Institutional Venture Partners
  • Sequoia Capital and 
  • Credit Suisse NEXT Fund

Pros

  • Easy to navigate
  • Quick Results
  • No intermediaries 

Cons

  • No physical location, only PO’s

2. Funding Circle

Funding Circle Real Estate Agency

Short Intro

Funding Circle offers investment to small businesses. 

How it Works

They are famous for hassle-free business loans. Within four simple steps you might be able to receive your next investment: 

  1. Check if you are eligible for the loan within 30 seconds
  2. Apply for the loan. This step takes 10 minutes approximately
  3. Wait for the decision, which can in some cases be offered within 24 hours
  4. Receive funded loan straight to your account as quickly as 3 days

Location

πŸ“ Denver, CO, USA, 707 17th Street, Suite 2200, 80202

Funding

The minimum loan amount starts at $5,000, and it can go up to $500,000. Rates range from 2.9% to 12.1% per year. 

Inventors

Funding Circle founders have created an online-leading platform in providing loans to small-business owners, emphasizing the importance of those businesses for the economy and communities. Their investors oversee a turnover of $5 trillion and are behind the investments of companies such as Facebook, Twitter, Skype, and Betfair. 

Pros

  • Fast assessment
  • Quick Response
  • Tailor-made for small businesses

Cons

  • An excellent credit score is necessary to qualify for the loan
  • Short-term loans come at less convenient terms compared to long-term loans

3. CrowdStreet

CrowdStreet

Short Intro

CrowdStreet is a real estate investment platform providing access to high-quality real estate deals online. Investors have the opportunity to find an investment opportunity that fits their criteria. It is different from other companies we reviewed above because people can invest in your deal with a clear plan and vision rather than loaning you money based on your credit score. 

How it Works

CrowdStreet allows investors to find the deal of their choice, and for those seeking investments, the investor their project is missing. Anyone can get on the marketplace and launch the deal. 

Location

CrowdStreet is a US-based real estate investment platform with no physical location available on its website to the public.  

Funding

The funding amount is disclosed and unavailable on the website. Our research has shown that the highest raised amount went to a stunning $34.5 million. 

Inventors

During the Recession, two co-founders Tore Steen and Darren Powderly realized that many turned to Wall Street for real estate investments in the US. They decided to make things more diverse and invent a new tool in equity crowdfunding to better access investment opportunities.

Pros

  • Investment platform for both investors and capital seekers 
  • There is no limit to the amount that can be invested or gathered 
  • History on the market and numerous satisfied clients 

Cons

  • The process is not very straightforward, and you need many approvals before you get started
  • No redemption program 

4. Fundrise

FundRise Real Estate Agency

Short Intro

Fundrise is an investment platform for those seeking to invest in the real estate market in the US. This platform stands out by its minimum amount to invest which can be as low as $10. 

How it Works

Once you register onto the platform, you will be able to start the process of becoming an investor at Fundrise. You will be asked to fill out a questionnaire based on which they will offer you the best strategy for you and your investments. All that is left to do is start investing, manually or automatically and grow your portfolio. 

Location

πŸ“ 11 Dupont Cir NW 9th floor, Washington, DC 20036, United States

Funding

You can choose from five different real estate investment packages with a different minimum starting investment. It ranges from $10 to $100,000.

Inventors

Since 2012, the founders of Fundrise have been transforming the real estate investment market in the US by making it accessible to everyone with their different packages affordable to almost anyone.

Pros

  • One of the lowest starting investments in the US real estate market
  • User-friendly website 
  • Application for your phone where you can manage and track all of your investments

Cons

  • Complicated fee policy 

5. RoofStock

RoofStock

Short Intro

RoofStock is a marketplace for investors to invest in single-family homes or rental properties. It approaches the real estate investment market in the US from a different perspective. 

How it Works

You can start your journey with RoofStock simply by registering and creating a profile on the marketplace, or you can speak with the representative directly. Once you are in, you can start browsing the marketplace and decide which house you want to invest in with the terms displayed under the listing.

Location

No physical address is available on the website. 

Funding

Investors are everyday people who see the potential in the single-family home market. There is no minimum investment disclosed on the website. For more information, reach out to the Customer Representative. 

Inventors

Gary Beasley, Gregor Watson, and Rich Ford weren’t happy with the process of the buying and selling of investment properties. With different backgrounds, they combined experience, technology, innovation and came to the solution called RoofStock. 

Pros

  • All of the properties listed have the information you need to make an investment decision
  • You can start buying as soon as you register 
  • Highly praised in magazines Forbes, New York Times, and Recode

Cons

  • No information about the minimum investment 
  • The website can be a bit overwhelming with the amount of information making it harder to understand what are the steps you should take to start the process